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Find Out Which FORECLOSURES Are Going To Be On The Market, Before The Competition: (800) 656-5334
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Moving your family to another town or state is a major event in your life! I have helped many families and individuals relocate!
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"Kristian went way above our expectations, and made our home purchase easier than I ever imagined."
Mr. and Mrs. Dorsey
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The key analysis tools on this website will allow you to search for Real Estate Owned (REO) properties throughout San Diego County! Are you wondering if you should buy now? Interest rates are in the 4% range, and home prices in Chula Vista have dropped 72% in some neighborhoods - what an amazing time to BUY A FORECLOSURE! Some banks are offering incentives to purchase their Foreclosed Homes, and the Housing and Urban Development Agency (HUD), will let owner occupants purchase their homes with a $100 down-payment! Fannie Mae will let investors purchase any of their Foreclosed Homes (1-4 units) with only 10% down-payment, and NO PMI, and NO APPRAISAL, and 30-year Fixed Loans as low as owner occupant rates! Invest today in a cash-flowing home! Click on the MLS button to see all of the homes that REALTORSŪ have access to in San Diego. Better yet, we have access to HUNDREDS of homes that are not on the market yet; these homes have gone through foreclosure, and the banks that own them are preparing them for the MLS. Learn what properties are going to be available, before the competition - Give Us A Call Today! (800) 656-5334  |
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Financing Your Home >Mortgage Fears
It is not unusual for home buyers to feel that the lender is being very critical during the loan approval process. The buyer is required to provide all kinds of financial information, and then the lender asks for more. If this is your experience, and the process seems discouraging, remember that none of this is personal!
Some lenders have more stringent requirements than others, but every lender requires a substantial amount of documentation on a mortgage loan. They must verify employment, credit history, and recent financial transactions involving your liquid assets. If your Visa payment was late, they may ask for a letter explaining why. If you are self-employed, they will ask for tax returns from at least three years and probably a year-to-date profit and loss statement.
Government regulations require mortgage companies to document everything. And while the loan officer may know that you are a reliable risk, the underwriters must be able to defend the loan to a federal bank examiner or auditor.
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| Q |
What is arguably the world's strangest (and most dysfunctional) kitchen?
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| A |
In 1998 the Kemper Museum of Contemporary Art in Kansas City first displayed a kitchen made entirely of 40 million colored glass beads by artist Liza Lou of Topanga, California. |
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- NUMBER1EXPERT™ 
